Given the complexity of building a custom home, even if you have your own lender, we will ask you to meet with our Custom Home Loan Representative.  Typically, our Preferred Lender will be able to offer more creative financing options, with better rates, and lower fees.  And our close working relationship ensures a smooth loan process without problems or delays that could impact the construction and settlement of your new home. After your initial meeting, you may choose to use our Preferred Lender or use your own to obtain a pre-approval for your loan.

As a community bank since 1868 we understand the unique requirements specific to building a home in this region. Whether you’re building new or renovating, our true one-time close program allows you to combine your construction financing and permanent mortgage into one convenient loan.

Contact: Brad Preisinger | Cell Phone:  240-444-0445 | Email: | Apply Now:

Building your dream home is an exciting process and at Howard Bank, we will take the time to support you step-by-step through the financing process. We will find the right loan program for your needs at a competitive interest rate. Our residential mortgage loan officers have the knowledge and experience to help guide you through the process, giving you the comfort and confidence to focus on building the home of your dreams.

Contact: Ruth Swartz | Cell Phone: 443-871-0565 | Email: | Apply Now: